Who are our clients?

Our clients are borrowers who have enough equity in real estate which should qualify them for a mortgage loan, but can’t qualify with traditional lenders. They may have bad credit. We can help, because credit ratings are secondary with IFC and we understand temporary financial reversals. Finally, burdensome bank regulations, rules and delays bring them to IFC.   They may find us directly, but more often then not they are brought to us by others, including:

Mortgage Brokers who have exhausted their traditional lenders.

Borrowers who seek help from their Real Estate professionals.

People in Bankruptcy with a short term crisis but a long term value in real estate

Bank Loan officers who have turndown loans which they recognize as sound but don’t fit in their bureaucratic maze and regulatory rules.

In counseling their clients, attorneys and accountants recognize the need for hard money  for their clients

Borrowers in foreclosure who have substantial equity to salvage

The need for a hard money lender is often recognized by developers, architects and contractors with clients in need.